Many people think VTI is a safer bet than VOO because it contains more companies, but I'm here to tell you that this is not the case. I have created an excel sheet that can compare two different ticker symbols and tell you the ideal weight between the two lowering the portfolios overall volatility.... Read More

[Here's the comparison chart if you are interested](https://imgur.com/Ockfgrc) That's it, I'm done trading. SOFI is down almost 50% YTD, yet my shitty portfolio somehow underperforms. If I simply D... Read More

• (4 points, 2 replies) VTI only this year started to crash, sofi was just ahead of it. Why are you talking about is as if it's trash? I think it's decent. It's had big insider buying which is a good sign. This ain't no SKLZ.

These daily discussions run from Monday to Friday including during our themed posts. Some helpful links: * [Finviz](https://finviz.com/quote.ashx?t=spy) for charts, fundamentals, and aggregated news... Read More

• (7 points) If you had 10k to invest, for long term,would you do a majority in VTI? I also hold AAPL, MSFT and VGT. Was thinking 6-7k in VTI and the rest in AAPL and MSFT. Thank you.
• (3 points) Yep, I also do 25% of my VTI into VXUS. Thanks much.

Have a general question? Want to offer some commentary on markets? Maybe you would just like to throw out a neat fact that doesn't warrant a self post? Feel free to post here! If your question is... Read More

• (4 points) >And would not be wash-sale? If you sell VCR, SMH, VNQ, VOX, and you then buy VTI - no - it is not a wash sale.
• (2 points) that's a fair assesment! any reason why you like VT over VTI+VXUS? I've heard VT has a small premium every year you have to pay and it covers less stocks than VTI+VXUS
• (2 points, 5 replies) I'm investing $230k for someone. I want to take a risk averse approach and invest in mostly boring securities for them– for some background information this person is in their late 40s so they have time to let it sit and grow for a while. half of the $ is in a roth IRA while the other half is in a traditional IRA. here's the idea i have: invest around \~$50k in this bear market and DCA the rest. 60% VTI 30% VXUS 8% various stocks and ETFs (dividend stock suggestions welcome. i'm thinking AAPL, GOOGL, KO, maybe a little TSLA?) 2% bonds Thanks in advance!

Hi, I'm 21 and I recently became interested in investing for the long term. I'm currently reading a book called "The Simple Path to Wealth" where the author advocates that you should invest most of yo... Read More

• (7 points) > The Simple Path to Wealth Great book, but keep in mind the target audience for it is folks living in the US. > His suggestion was VTSAX, but that is an American ETF and I'm apprehensive of buying those due to forex fees. I don't think it's even possible to buy VTSAX (or any US-domiciled mutual fund) as a Canadian. You can buy VTI though which is the ETF version of VTSAX, but you'll need USD. Alternatively, you can buy VUN which is a CAD wrapper of VTI. > The closest Canadian equivalent seems to be VGRO VGRO is close in the sense that it can be your only investment, but in terms of underlying holdings its very different from VTSAX. > so in that case if I wanted to apply his strategy would I put most of my money in VGRO Yes, VGRO is a great option. You may also want to look into VEQT which is the 100% equity version (VGRO has 20% bonds). > Also is it a good idea for me to buy American ETFs? Not when you're just getting started because it adds a lot of complexity/cost to convert to USD. Consider it when you have a portfolio worth 100k+ IMO.

Hi everyone, Uranium sector is in a growing global primary supply deficit while western secondary uranium supply from underfeeding in the enrichment has completely disappeared the last couple mon... Read More

• (3 points) Check out this article by Ed Rempel about the [high risk of bonds](https://edrempel.com/high-risk-of-bonds/). It’s a relative oldie, but it’s still relevant. By the way, I’ve never seen a Wealthsimple Invest portfolio contain Horizons ETFs or use CGL for the gold portion. I initially assumed it could be tax-loss harvesting related, but then I remembered this is an RRSP account. I thought their typical funds were VTI, IEFA, and QCN for SP500, EAFE, and Canadian markets, respectively.

• (7 points) Tesla being included wouldn't be an issue in a Full Market index. For example, people who bough VTI likely made a ton of money off of Tesla while owners of VOO likely lost a lot of money from Tesla. The real issue with the S&P 500 is that it only includes companies after they have explosive growth and expected returns from them are lower. This is why it is important to diversify into small and medium cap stocks as well.